real credit conversations on how young adults are managing their FICO® score


Depending on when you were born, you may have viewed credit as only being used for big ticket purchases such as home loans, college tuition, or maybe to finance a car. While this is the case for many consumers, credit is also being used in other ways such as traveling, or to assist in financing a small business.

In our most recent installment in partnership with FICO, Real Credit Conversations: Young Adults on FICO® Scores, we will explore how a few young adults first learned about the importance of credit reports, their FICO® Scores, and how they are actively using credit to fund their needs and some of their wants.

First up, we have Lawren, who shares with us how her father’s savviness and knowledge of credit taught her how to navigate starting out small to accomplish some of her financial goals.

To learn more about how to score a better future, visit:

I am an official brand ambassador for FICO. While I receive compensation for my participation as a brand ambassador, opinions are mine.

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The Finance Bar is a personal finance suite helping women and couples achieve financial wellness through financial therapy, education, and an innovative learning hub on wheels. Creator Marsha Barnes is Certified in Financial Therapy, Financial Social Work, and serves as an Official FICO Brand Ambassador, and was named GOBankingRates’ Best Money Expert in the Net-Worth Category.

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