I am an official brand ambassador for FICO. While I receive compensation for my participation as a brand ambassador, opinions are mine.

With so much buzz going around regarding credit scores, it can be really confusing to understand how you can obtain a credit score that really matters to you-a score actually used by lenders to make lending decisions. Credit scores, represented as a three-digit number, can influence credit that’s available and terms that lenders may offer. It’s a vital part of credit health and incredibly important that each of us understand the difference between an educational credit score and a credit score that really matters to you. Let’s get started.

To see a list of participating lenders and partners and to learn more, visit: WHERE TO GET YOUR FICO SCORES.

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The Finance Bar is a personal finance suite helping women and couples achieve financial wellness through financial therapy, education, and an innovative learning hub on wheels. Creator Marsha Barnes is Certified in Financial Therapy, Financial Social Work, and serves as an Official FICO Brand Ambassador, and was named GOBankingRates’ Best Money Expert in the Net-Worth Category.

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