A healthy credit score can help ensure access to lower interest rates, better loan options, and much more.
Research shows that your track record of payments tends to be the strongest predictor of the likelihood that you’ll pay all debts as agreed to.
As you can imagine, a lender’s number one priority is your past record of paying or not paying back your credit obligations.
Making on-time payments consistently over time shows lenders and creditors that you are a low-risk borrower.
When you don’t make payments on time, you risk a dip in your credit score, or other negative financial impacts.
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