“did you know this about your payment history?”

A healthy credit score can help ensure access to lower interest rates, better loan options, and much more.

Research shows that your track record of payments tends to be the strongest predictor of the likelihood that you’ll pay all debts as agreed to.

As you can imagine, a lender’s number one priority is your past record of paying or not paying back your credit obligations.

Making on-time payments consistently over time shows lenders and creditors that you are a low-risk borrower.

When you don’t make payments on time, you risk a dip in your credit score, or other negative financial impacts.

Learn more here:

To learn more, visit: scoreabetterfuture.com.

I am an official brand ambassador for FICO. While I receive compensation for my participation as a brand ambassador, opinions are mine.

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The Finance Bar is a personal finance suite helping women and couples achieve financial wellness through financial therapy, education, and an innovative learning hub on wheels. Creator Marsha Barnes is Certified in Financial Therapy, Financial Social Work, serves on the Financial Advisory Board for Secret Deodorant (Procter & Gamble), and was named GOBankingRates’ Best Money Expert in the Net-Worth Category.

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