Money

4 tips on smart spending during the summer months

Growing up, the summertime had a completely different meaning. School was no longer in session and it gave us more than enough time to create memories with friends. As an adult, our summers bring us to answer some questions honestly about our finances. Prioritizing bills, savings goals and weekend getaways can quickly consume us. In …

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Replenish after recovery – how to get back on track after unexpected events

We don’t have to look too hard or too far in our lives when identifying the not so glamorous parts of adulthood. Job layoffs, medical emergencies, pandemic and family loss are just a few of the many things that we all will witness during our lifetimes. In the midst of unfortunate events, how can we …

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what is the difference between credit repair and credit counseling?

To best understand the main differences between credit counseling and credit repair, let’s understand that both are strategies to improve your credit using different approaches. Credit counseling hones in on providing resources that essentially assist in changing money practices to successfully reduce and eliminate debt. For example, if there’s a need to create a budget, …

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