COVID-19 has truly changed the course in which we see the world and our finances. Initially when the pandemic started in March of 2020, many of us were in a frenzy. Some of us were unaware of how we would cover living expenses if laid off and many became worried because of the slow turnaround …
Remember how taxing it felt when you were surrounded by debt with what seemed to be no way out. How much relief did you feel when you were able to reduce it? Let’s explore three ways to to prevent debt once you’ve gotten rid of it. Stabilize debt The first step to freeing yourself from …
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When people prepare to purchase a home, the excitement of home tours and scoping out neighborhoods become a priority. Envisioning furniture placement and preplanning celebrations with loved ones can get in the way of the first real step that’s essential to any home buying experience – your credit. Generally there is a soft pull first …
Any time you apply for credit, the lender has permission to obtain a copy of your credit report from a credit bureau—this is referred to as a credit inquiry. There are two types inquiries: soft and hard inquiries. An example of a soft inquiry is when you are pulling your own credit report or a …
It’s not easy to feel confident in your financial health – especially today, as we continue adjusting to life during the pandemic. With so many things demanding your immediate attention, putting your own needs first – and particularly those impacting your finances – can be difficult. But it’s important to remember that taking the time …
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If this year hasn’t shown us anything, it has proved how vital an emergency fund really is. A home repair, unexpected medical expense or a sudden reduction of income can create a lot of feelings of overwhelm, confusion and frustration. Saving is a vehicle used to set aside a predetermined amount of funds for emergencies, …
Depending on where you reside in the world, the new normal we’ve had to adjust to makes vacation a bit more difficult. All of our activities we’ve taken for granted have now been replaced with other things or repurposed. Our homes have become the office, gym and everything in between. If you’re running out of …
Growing up, the summertime had a completely different meaning. School was no longer in session and it gave us more than enough time to create memories with friends. As an adult, our summers bring us to answer some questions honestly about our finances. Prioritizing bills, savings goals and weekend getaways can quickly consume us. In …
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There can be so many things competing for our attention – family, friends, work and everything else in between. Before making sure everyone (and everything) around you is in tip-top shape, it’s important to focus on the things most valuable to you. Use these four tips to reignite your financial focus for this year and …