Finance

“did you know that this happens when applying for credit?”

Did you know that 10% of your FICO Score is based on how often you apply for credit accounts? It’s important to know that there are two types of credit inquiries. Soft inquiries, such as when viewing your own credit report, will not affect your FICO Score. Hard inquiries happen when you apply for a …

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the art of saying no to enhance your financial status

Our calendars can be jam packed with birthday celebrations, weddings, brunch and just because happy hours. Text messages, phone calls and e-vites swarm our thoughts – and finances typically don’t drive our answers. How do we maintain our sanity and pockets? Set personal goals keeping your finances in mind One of the main questions you …

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“did you know this about your payment history?”

A healthy credit score can help ensure access to lower interest rates, better loan options, and much more. Research shows that your track record of payments tends to be the strongest predictor of the likelihood that you’ll pay all debts as agreed to. As you can imagine, a lender’s number one priority is your past …

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mental health + the importance of tapping into our money emotions

Financial hardships can and will occur to all of us regardless of socioeconomic status. Joblessness, homelessness, debt, and other occurrences can weigh on anyone, whether they’re considered to be financially secure or not. The importance here is to remember – you are not alone. Identify how money makes you feel Often when money is in …

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3 ways to check in with your finances

We often prioritize our health, family obligations and career goals – but what about your finances? If a grading system existed to rate your finances; what would the results show? To make sure there’s a clean bill of financial health regardless of life circumstances, use the following tips to keep working toward your money goals.  …

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3 ways to serve as your own ally in the workplace

The climate of current work environments and the demands that often arise from employers have created a lot of room for us all to be more vocal about the stressors that seem to have no end date. Whether it’s discussing the gender pay gap, lack of professional development or the decrease of internal promotions; there’s …

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score a better future entrepreneurs edition | meet nedra

Are you a small business owner? Working on the next big idea to launch out into the world? Did you know that most small business owners (75%) depend on personal capital to fund their businesses (U.S. Census)? Good news. FICO has committed to educating consumers through their national Score A Better Future program. This program brings together …

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3 reasons you should fall in love with your finances

When thinking about your finances, would you consider it love at first sight or the strong urge to run in the opposite direction? For many of us, our attitudes towards our beloved finances are less than desirable. To change that tune, take a look at how we can re-ignite that spark. Positive outlook equals positive …

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